On September 27, Governor Gavin Newsom signed two wildfire insurance reforms, SB 876 and SB 1301, but vetoed SB 877 and SB 878, bills authored by Sen. Sasha Renée Pérez to help survivors of the 2025 fires. SB 877 would have clarified policyholders' right to see both preliminary and final loss calculations, and SB 878 would have set 30-day deadlines for claim responses and payments, with interest on late payments. The Governor called both bills unnecessary because existing regulations cover these issues. Yet survivor data show widespread delays and underpayments, and recent government action against insurers raises doubts about whether current rules go far enough. The article closes with practical steps survivors can take to protect their clients.
