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While insurance providers promise to have your back, or be your neighbor, their primary goal after an accident is to pay as little as possible on your claim. It is important to understand common insurance company tactics so you can protect yourself legally and financially after an accident or insurance claim denial. Here are five things insurance companies don't want you to know:

Keeping a pet dog is undoubtedly one of the most cherished forms in which the constitutionally protected right to own personal property is exercised.  To most people it is more than ownership of mere personal property.  More than once courts have recognized that the keeping of such pets is such an important part of our way of life and have recognized the perhaps sentimental but nonetheless universally strong affection of [hu]mankind for the dog. But while the vast majority of dogs behave like the furry best friends long known to humankind, dog bites are not uncommon.

California has some of the strictest motorcycle helmet laws in the nation, requiring all riders and passengers to wear U.S. DOT-compliant helmets on public roads, regardless of age. These "universal" helmet laws aim to reduce the risk of severe head injuries, which are a leading cause of death in motorcycle accidents. This blog explores the legal requirements outlined in California Vehicle Code § 27803, the importance of using properly certified helmets, and the potential legal implications of not wearing one.

Lane splitting, the practice of motorcyclists riding between lanes of traffic, is legal in California and recognized as a tool to reduce congestion on the state’s busy roadways. However, it remains a topic of debate due to safety concerns and varying levels of public awareness. This blog dives into the legal framework surrounding lane splitting, including California Vehicle Code § 21658.1 and the California Highway Patrol’s guidelines for safe practices.