Insurance Recovery and Bad Faith

Singleton Schreiber’s experienced insurance attorneys represent policyholders who are harmed by the unjust practices of insurance companies. Handling cases involving life, property, casualty, fire, auto, and health insurance, we hold insurance companies accountable when they refuse to pay claims, fail to defend policyholders in lawsuits, delay payment of claims, or otherwise operate in bad faith. With decades of trial
experience and expertise in the methods and practices of insurance companies, we will fight to protect your interests.

Why You Need an Experienced Insurance Lawyer

When you are engaged in a dispute with your insurance company and you believe you are not being  treated fairly, you should consult an experienced insurance attorney who can evaluate your case and  recommend the best course of action. Examples of these disputes include, but are not limited to, the following:

1. When your claim is denied. If you believe your insurance company has denied your claim in bad faith, you should consult an insurance attorney. Some insurance policies require that actions, appeals, or lawsuits be filed within a certain period of time and failure to meet those deadlines can prevent you from seeking recourse.
2. When payment is unreasonably delayed. If you are acting in good faith but your insurance company has failed to pay your claim in a reasonable amount of time, you should consult an insurance attorney.
3. When you are accused of fraud or of causing the loss. If your insurance company accuses you of insurance fraud, even impliedly, you should consult an insurance attorney. Your insurance claim could be in jeopardy, you could be reported to the state insurance commissioner, or you could face criminal charges. Seeking the advice of a qualified lawyer is essential to protecting your interests.
4. When your insurance company requests a formal examination. Many policies allow an insurance company to take your statement under oath during a loss investigation. Taking this step is an indication that the insurance company believes there is a serious issue with your claim. To protect your claim, you should consult an insurance attorney.
5. When your insurance company hires a lawyer. If your insurance company feels they need a lawyer to deal with your claim, you probably need one, too. It is a sign that they believe there is an issue with your claim.  Their lawyer is obligated to protect their interests. You should consult an insurance attorney so that  someone is protecting your interests, as well.
6. When you are not getting straight answers. If you are confused by your insurance company’s response to your claim or your questions, you should consult an insurance attorney who will evaluate your situation and answer your questions with your best interests at heart.

Documents You Should Have Available

If you believe our experienced insurance lawyers can help you, please contact us to schedule a free evaluation of your case. Providing as much of the following information as possible will help them accurately evaluate your case:

• The facts of the incident giving rise to the claim.
• Copies of all of your insurance policies — whether they seem relevant or not.
• Copies of any police, fire, or other incident-related reports.
• Records or documents relating to the loss.