When you purchase insurance, it helps to give you peace of mind and, most importantly, protect you when the worst-case scenario occurs. When you get in a car accident in Albuquerque, you expect your insurance company will cover you; when you have damage to your home, you expect an insurance company will cover you; or when your family member has life insurance and passes away, they expect their policy will cover them. 

Unfortunately, if an insurance company fails to follow through with the terms of the policy, that results in a claim against your insurance company for what is called bad ...

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